Amy Novakovich, CFP®, CRPC®
Co-Founder & Wealth Advisor
- Company:Nova Wealth Management
- Groups:Expert Financial Planners, Leadership Team
Amy Novakovich, CFP®, CRPC®
Co-Founder & Wealth Advisor
Combining her background in psychology and finance, Amy provides clients with personalized retirement strategies designed to align with their goals and values.
As co-founder of Nova Wealth Management, Amy believes financial planning goes beyond the numbers—it’s about understanding the emotions, motivations, and dreams that shape each client’s financial journey. Her mission is to offer thoughtful guidance and dedicated service, treating every client as if they were her only one.
Originally from Wisconsin, Amy moved to Florida in 2004 and earned her degree in Finance from Florida Gulf Coast University. She is a CERTIFIED FINANCIAL PLANNER™ professional (CFP®) and a Chartered Retirement Planning Counselor® (CRPC®).
Outside of her professional work, Amy and her husband, James, enjoy life with their five children—James, Grace, Hope, Ben, and Amelia. She is actively involved in her church, serving on the intercessory prayer team and singing with the worship team. Amy is also a multi-year recipient of the Five Star Wealth Manager honor from Gulfshore Life magazine.
Connect With Me:
Start the conversation
Start the conversation
No matter where you are on your financial journey, our team is here to help. Reach out today to schedule a consultation with one of our experienced advisors. We’d love to get to know you, understand your goals, and share how our team can help you achieve financial peace of mind.
Take the First Step
Equal doesn`t always mean fair.
Especially when it comes to inheritance.
Consider two children receiving the same dollar amount—but one receives a Roth IRA and another receives a Traditional IRA.
Or one child spent years helping care for a parent while another didn`t.
Or one received substantial financial help years earlier.
Estate planning can involve much more than dividing everything by the same percentage.
It can also mean considering:
✔️ The assets being inherited
✔️ Taxes
✔️ Previous financial assistance
✔️ Caregiving
✔️ Beneficiary designations
✔️ Individual circumstances
✔️ Communication
💬 Sometimes explaining why you made a decision can be just as important as the decision itself.
🔗 Read more through the link in our bio.
#EstatePlanning #Inheritance #LegacyPlanning #FinancialPlanning #WealthPlanning #NovaWealthManagement
Oct 6
⏳ Retired…but not taking Social Security or RMDs yet?
Pay attention to this window.
For some retirees, taxable income temporarily drops after work ends and before other retirement income begins.
That may create an opportunity to evaluate:
✔️ Roth conversions
✔️ Retirement withdrawals
✔️ Social Security timing
✔️ Future RMDs
✔️ Tax diversification
But a Roth conversion isn`t automatically the right answer.
The goal isn`t just lowering taxes today.
It`s understanding how today`s decisions may affect your taxes throughout retirement.
🔗 Read more through the link in our bio.
#RetirementTaxPlanning #RothConversion #RothIRA #RetirementPlanning #RMD #SocialSecurity #FinancialPlanning #NovaWealthManagement
Oct 5
📁 Having a trust and funding a trust are two different things.
You can sign the documents…
Put them safely in a binder…
And still have work left to do.
Depending on your estate plan, you may need to coordinate:
🏠 Real estate
🏦 Bank accounts
📈 Brokerage accounts
💼 Business interests
📋 Beneficiaries
🖼️ Personal property
And as your financial life changes, your estate plan may need another look.
A trust is a plan. Funding helps put that plan into action.
Our newest blog explains what families should know.
🔗 Link in bio.
#LivingTrust #EstatePlanning #TrustFunding #LegacyPlanning #FinancialPlanning #WealthManagement #SouthwestFlorida #NovaWealthManagement
Oct 2
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