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πŸ“ˆ Interest rates rise. Bond prices fall. Why?

It can seem counterintuitive, but interest rates and existing bond prices generally move in opposite directions.

When newly issued bonds offer higher yields, older bonds paying lower rates can become less attractive. Their market prices may fall as a result.

But rising rates aren't necessarily all bad news for bond investors. They can also create opportunities to reinvest maturing bonds at higher yields.

That's why your bond strategy involves more than asking whether rates are going up or down.

Consider:

βœ”οΈ Duration
βœ”οΈ Maturity dates
βœ”οΈ Income needs
βœ”οΈ Credit quality
βœ”οΈ Diversification
βœ”οΈ When you'll need the money

Our latest blog explains the relationship between bonds and interest ratesβ€”and why it matters when building a retirement and investment strategy.

πŸ”— Link in our bio.

#Bonds #InterestRates #FixedIncome #Investing #RetirementPlanning #InvestmentManagement #FinancialPlanning #NovaWealthManagement
🧠 Are you seeing the full pictureβ€”or just the information you expected to see?

That's the challenge of confirmation bias.

It can sound like:

πŸ’­ β€œThis article proves I was right.”

πŸ“ˆ β€œI knew this investment would come back.”

πŸ“‰ β€œSee? I told you the market was going to fall.”

πŸ“° β€œThis analyst agrees with me.”

We all have biases.

The important part is recognizing when they may be affecting financial decisions.

Sometimes one of the most valuable questions we can ask is:

β€œWhat information would change my mind?”

πŸ”— Read more through the link in our bio.

#BehavioralFinance #ConfirmationBias #Investing #FinancialDecisions #FinancialPlanning #InvestorPsychology #NovaWealthManagement
πŸŽ“ You saved for college. But could WHERE you saved affect financial aid?

Different types of assets may be treated differently when determining eligibility for need-based financial aid.

Think:

πŸ‘¨β€πŸ‘©β€πŸ‘§ Parent assets
πŸŽ“ Student assets
πŸ’° 529 plans
πŸ“ˆ Brokerage accounts
🏦 Retirement accounts
πŸ“‘ Trusts

That makes college planning about more than simply accumulating money.

How the assets are owned and structured can matter, too.

Our newest blog looks at the relationship between investments, savings and financial aid.

πŸ”— Link in bio

#CollegeSavings #FinancialAid #FAFSA #529Plan #CollegePlanning #FinancialPlanning #Parents #EducationPlanning #NovaWealthManagement

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