The Most Common Mistakes Federal Retirees Make (and How to Avoid Them in Florida) Federal retirement is one of the most benefit-rich systems in the country — but it’s also one of the most complex. For federal employees retiring in Southwest Florida, including Bonita Springs, Naples,...
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SAME RETURNS.
DIFFERENT ORDER.
DIFFERENT OUTCOME. 📊
Two hypothetical retirees.
Both start with $1 million.
Both withdraw $50,000 per year.
Both experience the same six investment returns.
But the retiree who experiences the market declines first ends our example with about $153,000 less.
That`s sequence of returns risk.
Once retirement withdrawals begin, when the bad market years happen can matter.
🔗 Learn more at the link in our bio.
#SequenceOfReturnsRisk #RetirementPlanning #RetirementIncome #Retirement #Investing #FinancialPlanning #WealthManagement #NovaWealthManagement
Sep 3
🚨 STOP BEFORE YOU SEND MONEY.
If an unexpected call, text, email or online relationship suddenly involves money:
🛑 STOP
📞 CALL someone you trust
🔍 VERIFY independently
🏦 CONTACT your financial institution if money moved
📋 DOCUMENT what happened
🔐 PROTECT your accounts
And if you`ve already been scammed?
⚠️ Watch for the second scam.
Someone promising to recover your stolen money for a fee may be trying to victimize you again.
Save this post. Share it with your parents. Share it with your kids.
This is a conversation every family should have.
🔗 More at the link in our bio.
#ScamAwareness #FinancialScams #FraudPrevention #OnlineScams #AIScams #RetirementPlanning #FinancialPlanning #NovaWealthManagement
Sep 2
55–64? Retirement is getting real. 👀
And you may be wondering:
“Have I saved enough?”
There`s no single number that can answer that question for everyone.
Your retirement readiness can depend on your:
💰 Savings
📊 Investments
🏦 Social Security
🏠 Debt
🩺 Healthcare costs
💵 Retirement spending
📅 Retirement date
The goal isn`t simply to match someone else`s number.
It`s to understand whether your money can support the retirement you`re planning.
🔗 Read our latest blog — link in bio.
#Retirement #RetirementPlanning #RetirementSavings #RetirementAt55 #FinancialPlanning #SocialSecurity #Investing #WealthManagement #NovaWealthManagement
Sep 1
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