Our Team
Our Team
Contact Tamara
Tamara Clingan
Tamara Clingan
Wealth Advisor
Wealth Advisor
Tamara Clingan brings a detail-oriented perspective and steadfast integrity to her role as a Wealth Advisor at Nova Wealth Management. With a career spanning more than two decades across banking, third-party administration, and investment management, Tamara is known for her commitment to helping clients achieve wealth-building goals with clarity, discipline, and transparency.
Graduating from the University of South Florida with a degree in Business Administration and a concentration in Accounting, Tamara combines her rigorous financial acumen with real-world problem-solving. Her background as Assistant Vice President at Fifth Third Bank and experience at both registered investment firms and Third Party Administrators USA empower her to navigate complex financial planning issues, from multi-generational strategies to advanced asset management.
Tamara joined Nova in 2015, drawn to the firm’s independent, boutique model and hands-on approach to client service. She is recognized for her analytical mindset, but clients quickly see her approachable, trustworthy demeanor. Tamara places a premium on demystifying complex financial concepts, empowering clients to make informed decisions and creating a clear, actionable roadmap for every stage of life.
Her philosophy is built on the belief that true wealth planning is not just numbers and projections, but about integrity, open communication, and supporting clients through every transition. Tamara’s work is closely supervised by Amy C. Novakovich, CFP®, CRPC®, ensuring that her high standards for compliance and diligence are seamlessly integrated with Nova’s commitment to personalized attention.
Outside the office, Tamara enjoys family time and contributing to the local community, finding fulfillment in seeing her clients—and their financial plans—thrive with confidence.
Disclosures:
Investing involves risk, and client portfolios are tailored based on individual needs and objectives. Nova Wealth Management provides advice in a fiduciary capacity; review our ADV for more information.
Why Clients Choose Tamara
Why Clients Choose Tamara
Two Decades of Accounting & Banking Rigor
Leverages a background in accounting and banking leadership (former AVP at Fifth Third) to execute detail-oriented asset management and complex financial analysis.
Demystifying Complex Financial Concepts
Passionate about breaking down technical tax, trust, and portfolio structures into transparent, actionable roadmaps that empower confident decision-making.
Steadfast Integrity & Compliance
Operates with an analytical, problem-solving mindset, ensuring every multi-generational plan meets the highest standards of regulatory diligence and fiduciary care.
insights from Tamara at nova wealth management
insights from Tamara at nova wealth management
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Start the conversation
No matter where you are on your financial journey, our team is here to help. Reach out today to schedule a consultation with one of our experienced advisors. We’d love to get to know you, understand your goals, and share how our team can help you achieve financial peace of mind.
Take the First Step
🏥 WHAT IF YOU NEVER NEED LONG-TERM CARE INSURANCE?
It`s one of the biggest questions surrounding long-term care planning.
You want protection if you need care.
But what happens if you never use the coverage?
💡 Hybrid long-term care insurance may offer another approach.
These policies combine long-term care benefits with certain life insurance or annuity features.
Depending on the policy:
✅ Qualifying long-term care expenses may be covered.
✅ A death benefit or other policy value may remain.
✅ Some premium structures offer greater predictability.
But not every policy works the same way, and hybrid coverage isn`t appropriate for everyone.
The goal is to understand your options before you need them.
📖 Learn more in our latest blog!
🔗 Link in bio.
#LongTermCareInsurance #HybridLTC #RetirementPlanning #FinancialPlanning #EstatePlanning #SouthwestFlorida #BonitaSprings #NaplesFlorida #NovaWealthManagement
Oct 21
🚨 YOUR TAX BRACKET MAY NOT BE WHAT YOU THINK!
Well…at least not the whole story!
You might be in the 22% federal income tax bracket.
But that doesn`t necessarily mean your next financial decision will have a 22% overall impact.
Here`s why:
💰 IRA withdrawals can increase taxable income.
🔄 Roth conversions may affect other tax calculations.
🏥 Additional income could increase future Medicare premiums.
📊 Social Security taxation may also be affected.
Your tax bracket is only ONE piece of your retirement financial picture.
Before making a significant retirement income decision, consider how it could affect your overall financial plan.
📖 Learn more in our latest blog!
🔗 Link in bio.
#RetirementPlanning #RetirementTaxes #RothConversions #MedicareIRMAA #FinancialPlanning #SouthwestFlorida #NovaWealthManagement
Oct 20
💍 MARRIED? YOUR SOCIAL SECURITY DECISIONS ARE CONNECTED!
You may have two different earnings histories…
Two different benefit amounts…
And two different retirement dates.
But you share ONE retirement plan! ❤️
Before claiming Social Security, married couples should understand:
💰 Spousal benefits
📅 Claiming age decisions
❤️ Survivor benefits
📊 How benefits fit into household retirement income
One spouse`s claiming decision can affect the benefits available to the other.
Retirement planning is about more than choosing your own Social Security start date.
📖 Learn more in our latest blog!
🔗 Link in bio.
#SocialSecurityBenefits #RetirementPlanning #MarriedCouples #FinancialPlanning #SouthwestFlorida #NovaWealthManagement
Oct 16
