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Dedicated financial professionals committed to guiding your wealth with expertise and care.

Our Team

Dedicated financial professionals committed to guiding your wealth with expertise and care.

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Stephen Herrington, CFP®, CFA®, MBA

Stephen Herrington, CFP®, CFA®, MBA

Wealth Advisor

Wealth Advisor
Stephen Herrington brings a rare “triple threat” of experience, credentials, and true client advocacy to Nova Wealth Management, blending rigorous investment analysis, holistic planning, and proactive client service shaped by both institutional experience and a passion for personalized advice.
Stephen holds an MBA from Florida Gulf Coast University and a BA in Marketing from Jacksonville University, as well as both the Certified Financial Planner™ (CFP®) and Chartered Financial Analyst® (CFA®) designations. Before joining Nova in 2025, he guided clients through pivotal financial transitions at large institutions, including Wells Fargo, Regions Bank, and Fifth Third Bank. There, he managed hundreds of client relationships, but found that the traditional model left little time for meaningful, proactive planning—an experience that shaped his conviction that authentic wealth management is only possible with true independence and a tightly managed client roster.
At Nova, Stephen works with a select number of households to ensure every strategy receives the attention, customization, and analytical rigor it deserves. He leverages Nova’s fee-only, fully independent platform not to push prepackaged products, but to scour the global investment landscape for the absolute best fit for each client’s goals. His CFA® background means he knows how the “paint is made”; his CFP® is used to create the masterpiece—melding technical insight with practical application.
Stephen specializes in tax-smart retirement income planning, asset location optimization, multi-state tax strategies, and advanced portfolio design—including alternatives and structured solutions for high-net-worth families in Florida and Texas. His approach is always proactive: designing years-ahead plans to minimize RMD tax bites, maximize legacy, and ensure portfolios are well-coordinated with both market conditions and life events (like major windfalls or legacy transitions). He believes legacy planning should include meeting the whole family—not just the clients—so next generations are prepared, informed, and connected before the time comes.
Stephen’s commitment doesn’t stop with strategy—it’s about relationships. “You are never just a number,” he says. “Limiting my client base allows me to deliver the kind of hands-on, forward-thinking guidance I wish every family could experience, and to be the advisor who spots blind spots and advocates for you and your legacy, not for an institution.”
Outside the office, Stephen finds purpose and joy in his family—his wife and son are his top priority. Together, they enjoy the wide outdoors on their family property, caring for their flock of chickens, ducks, and geese, appreciating every moment that life’s journey brings.
Disclosures: Past performance is not indicative of future results. All investment strategies involve risk. Advice is tailored to individual circumstances; please review our ADV and disclosures.

CFP® Certification Disclosure CFP Board’s certification marks, including CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design), are owned by Certified Financial Planner Board of Standards Center for Financial Planning, Inc. and licensed to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete CFP Board’s initial and ongoing certification requirements to use the certification marks.

CFA® CFA® and Chartered Financial Analyst® are trademarks owned by CFA Institute. The CFA designation may only be used by individuals who are CFA Institute Charterholder Members in good standing.

Stephen Herrington Representative Brochure

Credentials & Recognition

Credentials & Recognition

  • Certified Financial Planner (CFP®): Rigorous credential demonstrating expertise in financial planning and client-focused advice.
  •  Chartered Financial Analyst (CFA®): 
  • Master of Business Administration (MBA): 

Why Clients Choose Stephen

Why Clients Choose Stephen

Rare "Triple Threat" Credentials

Combining an MBA with both the CFP®️ and CFA®️ designations, Stephen merges high-level quantitative portfolio design with holistic, personal financial planning.

Tax-Smart & Advanced Structuring

Specializes in multi-state tax strategies, RMD tax containment, asset location, and sophisticated alternatives for high-net-worth families in Florida and Texas.

Proactive Next-Gen Engagement

Maintains a tightly capped client roster to deliver forward-thinking advocacy, ensuring family heirs and next generations are prepared, educated, and aligned well before wealth transfers occur.

insights from Stephen at nova wealth management

insights from Stephen at nova wealth management

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🏥 WHAT IF YOU NEVER NEED LONG-TERM CARE INSURANCE?

It`s one of the biggest questions surrounding long-term care planning.

You want protection if you need care.

But what happens if you never use the coverage?

💡 Hybrid long-term care insurance may offer another approach.

These policies combine long-term care benefits with certain life insurance or annuity features.

Depending on the policy:

✅ Qualifying long-term care expenses may be covered.

✅ A death benefit or other policy value may remain.

✅ Some premium structures offer greater predictability.

But not every policy works the same way, and hybrid coverage isn`t appropriate for everyone.

The goal is to understand your options before you need them.

📖 Learn more in our latest blog!

🔗 Link in bio.

#LongTermCareInsurance #HybridLTC #RetirementPlanning #FinancialPlanning #EstatePlanning #SouthwestFlorida #BonitaSprings #NaplesFlorida #NovaWealthManagement

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Oct 21

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🏥 WHAT IF YOU NEVER NEED LONG-TERM CARE INSURANCE? It's one of the biggest questions surrounding long-term care planning. You want protection if you need care. But what happens if you never use the coverage? 💡 Hybrid long-term care insurance may offer another approach. These policies combine long-term care benefits with certain life insurance or annuity features. Depending on the policy: ✅ Qualifying long-term care expenses may be covered. ✅ A death benefit or other policy value may remain. ✅ Some premium structures offer greater predictability. But not every policy works the same way, and hybrid coverage isn't appropriate for everyone. The goal is to understand your options before you need them. 📖 Learn more in our latest blog! 🔗 Link in bio. #LongTermCareInsurance #HybridLTC #RetirementPlanning #FinancialPlanning #EstatePlanning #SouthwestFlorida #BonitaSprings #NaplesFlorida #NovaWealthManagement

🚨 YOUR TAX BRACKET MAY NOT BE WHAT YOU THINK!

Well…at least not the whole story!

You might be in the 22% federal income tax bracket.

But that doesn`t necessarily mean your next financial decision will have a 22% overall impact.

Here`s why:

💰 IRA withdrawals can increase taxable income.

🔄 Roth conversions may affect other tax calculations.

🏥 Additional income could increase future Medicare premiums.

📊 Social Security taxation may also be affected.

Your tax bracket is only ONE piece of your retirement financial picture.

Before making a significant retirement income decision, consider how it could affect your overall financial plan.

📖 Learn more in our latest blog!

🔗 Link in bio.

#RetirementPlanning #RetirementTaxes #RothConversions #MedicareIRMAA #FinancialPlanning #SouthwestFlorida #NovaWealthManagement

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Oct 20

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🚨 YOUR TAX BRACKET MAY NOT BE WHAT YOU THINK! Well...at least not the whole story! You might be in the 22% federal income tax bracket. But that doesn't necessarily mean your next financial decision will have a 22% overall impact. Here's why: 💰 IRA withdrawals can increase taxable income. 🔄 Roth conversions may affect other tax calculations. 🏥 Additional income could increase future Medicare premiums. 📊 Social Security taxation may also be affected. Your tax bracket is only ONE piece of your retirement financial picture. Before making a significant retirement income decision, consider how it could affect your overall financial plan. 📖 Learn more in our latest blog! 🔗 Link in bio. #RetirementPlanning #RetirementTaxes #RothConversions #MedicareIRMAA #FinancialPlanning #SouthwestFlorida #NovaWealthManagement

💍 MARRIED? YOUR SOCIAL SECURITY DECISIONS ARE CONNECTED!

You may have two different earnings histories…

Two different benefit amounts…

And two different retirement dates.

But you share ONE retirement plan! ❤️

Before claiming Social Security, married couples should understand:

💰 Spousal benefits

📅 Claiming age decisions

❤️ Survivor benefits

📊 How benefits fit into household retirement income

One spouse`s claiming decision can affect the benefits available to the other.

Retirement planning is about more than choosing your own Social Security start date.

📖 Learn more in our latest blog!

🔗 Link in bio.

#SocialSecurityBenefits #RetirementPlanning #MarriedCouples #FinancialPlanning #SouthwestFlorida #NovaWealthManagement

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Oct 16

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💍 MARRIED? YOUR SOCIAL SECURITY DECISIONS ARE CONNECTED! You may have two different earnings histories... Two different benefit amounts... And two different retirement dates. But you share ONE retirement plan! ❤️ Before claiming Social Security, married couples should understand: 💰 Spousal benefits 📅 Claiming age decisions ❤️ Survivor benefits 📊 How benefits fit into household retirement income One spouse's claiming decision can affect the benefits available to the other. Retirement planning is about more than choosing your own Social Security start date. 📖 Learn more in our latest blog! 🔗 Link in bio. #SocialSecurityBenefits #RetirementPlanning #MarriedCouples #FinancialPlanning #SouthwestFlorida #NovaWealthManagement

Our Locations

Bonita Springs, FL

24311 Walden Center Dr Ste 200,
Bonita Springs, FL 34134

Naples, FL

780 5th Ave S, Suite 200,
Naples, FL 34102

Dallas, TX

5956 Sherry Ln 20th Floor,
Dallas, TX 75225