Federal Retirement Planning

As a federal employee, you have access to a complex benefits system with specialty retirement programs. While this system offers you significant advantages when you retire, it can be challenging to navigate — most pre-made planning calculators are designed for private-sector employees with straightforward retirement systems.

Many financial professionals can help with standard retirement planning, but few understand the complexities of the federal retirement system. To ensure you get the best guidance in planning for your retirement, you should find a Federal Retirement Consultant who specializes in navigating the federal retirement system.

Our team at Nova Wealth Management is made up of certified Federal Retirement Consultants who can work with you to achieve your ideal retirement from your federal position. We work with clients around the U.S.!

What Is a Federal Retirement Consultant?

A Federal Retirement Consultant (FRC) is a qualified financial advisor who understands the complexities of the federal retirement benefits system. These experienced professionals can help federal employees navigate the system and successfully plan for retirement.

FRCs have studied the ins and outs of federal retirement benefits, including the Civil Service Retirement System (CSRS) and the Federal Employees Retirement System (FERS). They know how to help you determine how much you’ll need for retirement, identify any gaps in your retirement income and provide guidance so you can close those gaps and achieve your goals.

How to Start Planning for Retirement as a Federal Employee

It’s never too early to start planning for your retirement. Whether you’ve just started your federal career or you’re hoping to retire in just a few years, getting a head start on planning is the best way to ensure everything goes smoothly when the time comes. 

Federal employees should be aware of which retirement program covers them and where they’re investing their money. Review your Office Personnel Folder (OPF) regularly to ensure all your information is current and correct. Evaluate your spending habits and determine how much income you’ll need to replace when you retire.

Armed with this information, you can connect with a Federal Retirement Consultant like our team at Nova Wealth Management and we’ll help guide you through the process of planning for retirement.

Choose Nova Wealth Management to Plan Your Federal Retirement

At Nova Wealth Management, we believe that long-term financial security and a happy, fulfilling retirement are possible through careful planning. Our team can help you get a clear picture of your current finances and provide guidance to help get you where you need to be to retire with confidence and live the life you want.

As FRC professionals, we’ll help you expertly navigate the federal retirement system and set goals for your retirement based on your priorities, then build strategies to help you achieve these goals. Along the way, our team is always by your side, keeping you informed and on track.

The first step towards planning your retirement is getting in touch with our team to find Federal Retirement Consultant for government employees near you. You can schedule your first meeting online with an FRC professional to decide if we’re a good fit and learn what we can do to help you plan for your future.

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