Our Team
Our Team
Amy Novakovich, CFP®, CRPC®
Amy Novakovich, CFP®, CRPC®
Co-Founder & Wealth Advisor
Co-Founder & Wealth Advisor
Originally from Wisconsin, Amy moved to Florida in 2004 and earned her degree in finance from Florida Gulf Coast University. She distinguishes herself through deep technical expertise, backed by the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation, Chartered Retirement Planning Counselor® (CRPC®), and Certified Plan Fiduciary Advisor (CPFA) credentials. But her hallmark is something rare: the capacity to help clients break through anxiety and uncertainty, especially when navigatinglife’s biggest transitions – retirement, business exits, blended families, health challenges, or major moves.
Amy is renowned for making complex topics accessible, guiding families through individualized scenario planning aimed at not just protecting assets, but navigating real-life changes—from long-term care to legacy planning. She believes great planning isn’t about fitting clients into a model, but designing frameworks that adapt as life unfolds. Her philosophy is rooted in deep listening and transparency—grounded in her values of stewardship, faith, and authentic service.
“At Nova, no one is a number. Every relationship is personal, and every plan is revised as life evolves,” Amy says. “I love helping people move beyond paralysis or fear and seeing their relief when a path forward is clear—knowing they don’t have to do this alone and are heard at every step.”
Amy’s leadership extends to firm culture as well: Nova’s hiring and growth are based on care and excellence, not production quotas, ensuring every advisor has the time and heart to go above and beyond for clients.
A multi-year Five Star Wealth Manager award recipient from Gulfshore Life, Amy has also served her church community as part of the intercessory prayer team and worship group. She and her husband, James, relish raising their five children—James, Grace, Hope, Ben, and Amelia—making time for family meals, beach days, and the pursuit of a purposeful, faith-driven life in Southwest Florida.
Disclosures:
Past performance is not indicative of future results. Investing involves risk and each client’s circumstance is unique. Nova Wealth Management acts in a fiduciary capacity; additional information is available in our Form ADV and firm disclosures.
CFP® Certification Disclosure CFP Board’s certification marks, including CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design), are owned by Certified Financial Planner Board of Standards Center for Financial Planning, Inc. and licensed to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete CFP Board’s initial and ongoing certification requirements to use the certification marks.
Five Star Wealth Manager Disclosure Amy Novakovich was named a Five Star Wealth Manager by Five Star Professional and featured in Gulfshore Life magazine for [YEAR]. The Five Star Wealth Manager award is based on an evaluation process using objective eligibility and evaluation criteria, which may include regulatory and complaint history, client retention rates, client assets administered, number of client households served, education, and professional designations. Award candidates may be identified through firm nominations, peer nominations, or pre-qualification based on industry standing; self-nominations are not accepted. Wealth managers do not pay a fee to be considered or placed on the final list. The award is not indicative of the wealth manager's future performance and does not guarantee future investment success. Inclusion on the Five Star Wealth Manager list should not be construed as an endorsement by Five Star Professional or Gulfshore Life magazine.
Credentials & Recognition
Credentials & Recognition
- Certified Financial Planner (CFP®): Rigorous credential demonstrating expertise in financial planning and client-focused advice.
- Chartered Retirement Planning Counselor (CRPC®): Specialist designation in retirement planning strategies.
- 18+ Years of Financial Planning Experience: Seasoned advisor helping clients with tailored strategies.
- Registered Investment Advisor Representative & Securities Licenses (S63, S66):Advising and managing investments.
- Multi-Year Five Star Wealth Manager: Recognized by Gulfshore Life for exceptional client service.
Why Clients Choose Amy
Why Clients Choose Amy
Clear Communication
Amy makes complex financial decisions easier to understand, providing straightforward guidance so clients can move forward with clarity and confidence.
Personalized Strategies
She takes the time to understand each client’s goals, values, and circumstances, then develops strategies designed around the life they want to create.
Partnership Mindset
Amy approaches every relationship as a long-term partnership, working alongside clients as their needs, priorities, and opportunities evolve.
insights from Amy at nova wealth management
insights from Amy at nova wealth management
Stay informed with the latest financial planning strategies, market updates, and retirement tips
Start the conversation
Start the conversation
No matter where you are on your financial journey, our team is here to help. Reach out today to schedule a consultation with one of our experienced advisors. We’d love to get to know you, understand your goals, and share how our team can help you achieve financial peace of mind.
Take the First Step
🏥 WHAT IF YOU NEVER NEED LONG-TERM CARE INSURANCE?
It`s one of the biggest questions surrounding long-term care planning.
You want protection if you need care.
But what happens if you never use the coverage?
💡 Hybrid long-term care insurance may offer another approach.
These policies combine long-term care benefits with certain life insurance or annuity features.
Depending on the policy:
✅ Qualifying long-term care expenses may be covered.
✅ A death benefit or other policy value may remain.
✅ Some premium structures offer greater predictability.
But not every policy works the same way, and hybrid coverage isn`t appropriate for everyone.
The goal is to understand your options before you need them.
📖 Learn more in our latest blog!
🔗 Link in bio.
#LongTermCareInsurance #HybridLTC #RetirementPlanning #FinancialPlanning #EstatePlanning #SouthwestFlorida #BonitaSprings #NaplesFlorida #NovaWealthManagement
Oct 21
🚨 YOUR TAX BRACKET MAY NOT BE WHAT YOU THINK!
Well…at least not the whole story!
You might be in the 22% federal income tax bracket.
But that doesn`t necessarily mean your next financial decision will have a 22% overall impact.
Here`s why:
💰 IRA withdrawals can increase taxable income.
🔄 Roth conversions may affect other tax calculations.
🏥 Additional income could increase future Medicare premiums.
📊 Social Security taxation may also be affected.
Your tax bracket is only ONE piece of your retirement financial picture.
Before making a significant retirement income decision, consider how it could affect your overall financial plan.
📖 Learn more in our latest blog!
🔗 Link in bio.
#RetirementPlanning #RetirementTaxes #RothConversions #MedicareIRMAA #FinancialPlanning #SouthwestFlorida #NovaWealthManagement
Oct 20
💍 MARRIED? YOUR SOCIAL SECURITY DECISIONS ARE CONNECTED!
You may have two different earnings histories…
Two different benefit amounts…
And two different retirement dates.
But you share ONE retirement plan! ❤️
Before claiming Social Security, married couples should understand:
💰 Spousal benefits
📅 Claiming age decisions
❤️ Survivor benefits
📊 How benefits fit into household retirement income
One spouse`s claiming decision can affect the benefits available to the other.
Retirement planning is about more than choosing your own Social Security start date.
📖 Learn more in our latest blog!
🔗 Link in bio.
#SocialSecurityBenefits #RetirementPlanning #MarriedCouples #FinancialPlanning #SouthwestFlorida #NovaWealthManagement
Oct 16
