Tamara Clingan
Wealth Advisor
- Company:Nova Wealth Management
- Group:Expert Financial Planners
Tamara Clingan
Wealth Advisor
Tamara Clingan serves as a Wealth Advisor with a strong foundation in accounting and financial strategy. She earned her degree in Business Administration with a concentration in Accounting from the University of South Florida in 1997.
Since joining Nova in July 2015, Tamara has guided clients through wealth-building strategies informed by her experience with registered investment firms, Third Party Administrators USA, and as a former Assistant Vice President at Fifth Third Bank.
Known for her analytical rigor and client-centered approach, Tamara emphasizes clarity and integrity in every financial plan. Her work is supervised by Amy C. Novakovich, CFP®, CRPC®, ensuring consistency, compliance, and personalized attention in service delivery.
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Start the conversation
No matter where you are on your financial journey, our team is here to help. Reach out today to schedule a consultation with one of our experienced advisors. We’d love to get to know you, understand your goals, and share how our team can help you achieve financial peace of mind.
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🏡 **BIGGER HOUSE OR BIGGER INVESTMENT PORTFOLIO?**
It`s a question worth asking.
If you had extra money available, would you:
🏠 Put it toward a more expensive home?
📈 Invest it in the stock market?
A Wall Street Journal analysis compared decades of historical housing and stock market performance.
The findings may surprise you.
But here`s what matters:
**Your home and your investments serve different purposes.**
One provides a place to live.
The other may offer financial growth, income, and liquidity.
Both come with costs and risks.
Understanding those differences can help you evaluate your financial priorities.
📖 Read our latest blog through the link in our bio!
#RealEstateVsStocks #FinancialPlanning #InvestmentStrategy #Homeownership #SouthwestFlorida #NovaWealthManagement
Nov 9
🎂 **60 CANDLES. ONE BIG QUESTION.**
You`ve spent decades building your retirement savings.
But have you figured out how you`ll turn those savings into retirement income?
💰 Investments are important.
📊 Taxes matter.
🏦 Withdrawal strategies matter.
📉 Market volatility matters.
🏥 Healthcare costs matter.
And perhaps most importantly, understanding how all these pieces work together matters.
**Retirement isn`t just about how much you`ve saved. It`s also about how you`ve planned to use it.**
Our latest blog explores why turning 60 can be a financial wake-up call, even for experienced investors.
🔗 Read the article through the link in our bio!
#RetirementPlanning #RetirementAt60 #RetirementIncome #FinancialLiteracy #WealthManagement #BonitaSprings #NaplesFlorida #NovaWealthManagement
Nov 6
💰 **$500,000 IN YOUR IRA?**
Here`s something worth knowing before retirement.
At age 75, a traditional IRA with a previous year-end balance of $500,000 could generate a required minimum distribution of approximately:
💵 **$20,325**
That`s money the IRS generally requires you to withdraw—even if you don`t need it for living expenses.
But there`s more to consider.
Your RMD may affect:
📊 Federal income taxes
🏥 Medicare premiums
💰 Social Security taxation
📈 Your retirement income strategy
And your required withdrawal amount is recalculated every year.
Understanding these rules before RMDs begin can help you evaluate your retirement income options.
📖 Read our latest blog for the details.
🔗 Link in bio!
#RMD #RetirementPlanning #IRAWithdrawals #RetirementIncome #FinancialEducation #NovaWealthManagement
Nov 5
